Health Insurance

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Health Insurance

What is Health Insurance?

Health Insurance has become an inevitable part of securing your health and financial well-being. We ensure your secured future with an array of our Health Insurance Policies.

Health insurance is a vital form of insurance that provides coverage for the medical expenses incurred by the insured individual due to illness or accidents, in return for a premium payment. This type of insurance enables individuals to access medical care without worrying about the financial burden associated with it. Health insurance plans typically cover various medical expenses, including hospitalization costs, day care procedures, treatment for critical illnesses, and more. Additionally, health plans often offer benefits such as cashless hospitalization and complimentary medical check-ups, providing individuals with comprehensive healthcare coverage and peace of mind.

Best Health Insurance Plans to secure yourself

Coverage and Benefits: Look for a plan that offers comprehensive coverage for a wide range of medical expenses, including hospitalization, surgeries, medications, diagnostic tests, and preventive care.

Network Hospitals: Check if the plan has a wide network of hospitals and healthcare providers in your area to ensure easy access to quality medical care.

Pre-existing Conditions Coverage: If you have pre-existing medical conditions, ensure that the plan provides coverage for them without significant waiting periods or restrictions.

Policy Limits and Sub-limits: Pay attention to the maximum coverage limits and sub-limits for specific medical procedures or treatments to understand the extent of coverage provided by the plan.

Claim Settlement Ratio: Research the insurance company's claim settlement ratio, which indicates the percentage of claims settled by the company compared to the total number of claims received. A higher ratio suggests a better track record of honoring claims.

Premiums and Cost-sharing: Compare premiums across different plans and consider the cost-sharing mechanisms such as co-payments, deductibles, and copayments to understand your financial responsibilities.

Additional Benefits: Look for additional benefits offered by the plan, such as maternity coverage, wellness programs, coverage for alternative treatments, and add-on riders for specific needs.

Customer Service and Reputation: Evaluate the insurance company's reputation for customer service, responsiveness, and reliability in handling claims and providing assistance.

Types of Health Insurance Plans

  • Individual Health Insurance Plans
  • Family-floater Health Insurance Plan
  • Senior Citizen Health Insurance Plan
  • Critical Illness Insurance Plan
  • Group Health Insurance Plan
  • Top-up Health Insurance Plan

Protect and save Your money

As your circumstances change, its important


Easy process systems

Its important to carefully insurance policies


Digital insurance Policy

Liability protection if someone is injured

Insurance Benifits

  • Large number of insurance policies
  • Cover for Critical Situations
  • Experience & qualified Staff
  • Team of Experts Staff

Health insurance policy is an assurance which provides immediate financial help in case when any medical emergency arises. It is a contract between a policyholder and the insurance company which covers medical expenses that might occur due to illness, injury or accident.

Some key health insurance features include coverage for hospitalisation expenses, pre-and post-hospitalisation expenses, and the cost of treatments and surgeries. Health insurance benefits also include cashless hospitalisation, daycare procedures,Tax benifit under section 80D, and coverage for pre-existing illnesses after a waiting period.

As per Indian medical expenses inflation it should be a minimum of 10 Lack insurance for the family floater bases.

Also known as 'cooling period,' this type of waiting period in health insurance refers to the initial period after the health plan's purchase date to start using it. During this period, you are not entitled to receive a claim from the insurer for hospitalization - planned or in an emergency.